Honey Badger

Risk Insights

Discover the credit and fraud risks associated with every business

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> Business risk insights

Identify credit and fraud risks through an instant lookup

Honey Badger combines traditional and alternative data sources to uncover risks with the business or individuals you’re dealing with. By working with lenders to analyze thousands of data points we’ve trained our risk models to look beyond basic company information and include insights from email addresses, phone numbers, websites, and other information you have at hand. 

Risk Score
0%

Would you provide credit?

Suspicious Company Inc.

  • Registered company
  • Active and in good standing
  • No insolvency history
  • Accounts are up to date
  • No outstanding charges
  • Has been trading for 6 years
  • Mail to company's office is deliverable
  • Email doesn't match company domain
  • Company website is missing SSL certificate
  • Company has low online presence
  • Website is only 3 months old
  • Officers failed mobile KYC check
  • Email is undeliverable
  • Spelling mistakes on company website

+ 81 other insights

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Why Honey Badger for Risk Insights?

No minimum usage commitments. Pay-per-lookup and scale on demand.

Look risk insights instantly via our web portal or API.

Unlock unique Risk Insights thanks to our global data sharing partnerships.

> Contact

Speak with a Risk Insights expert

Honey Badger helps companies operate by reducing and mitigating risk. Speak with an expert to discover how Risk Insights can work for you.

Drop us a message and we’ll be in touch right away.

> Risk Lookup

Enter business or individual information and get instant risk insights

You can even select the risk insights that matter to you, define your rules, and set your scores  👇🏼

Our data partners
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> Risk Checklists

How comprehensive are your risk checks? Download our checklists and find out.

It’s not always obvious which risk checks to run and why. That’s why we’ve created our collection of ultimate risk checklists. Each checklist provides a list of recommended risk checks with a description of why each one is important. Use them when whenever you’re working with users or businesses.

Download
Email risk check leaflet front page
Phone number risk check leaflet front page
Download
IP address risk check leaflet front page
Download
Company risk check leaflet front page
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Web domain risk check leaflet front page
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> Resources

Find more resources on Risk Insights and other Honey Badger solutions

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Account Servicing

Stop fraud and improve customer experience during account servicing by eliminating SMS One Time Passwords (OTP). Instead, leverage phone based SIM authentication which involves comparing data generated by the Mobile Network Operator (MNO) with mobile device session data. This provides a foolproof way of proving that an individual is in possession of their two-factor device.

Benefits

This new approach to authentication isn’t susceptible to SIM swap attacks and doesn’t require the user to enter a password. Ultimately, account takeover attacks are blocked, while customer experience is improved and the time taken to service a request us reduced.

Made for

 LENDERS   ONBOARDING   AUTHENTICATION 

Get started via

 EMBEDDABLE WIDGET   API 

Pricing

 PAY PER AUTHENTICATION 

Request a demo

Contact Data Cleaning

Contact Data Cleansing verifies that the contact and personal information you hold isn’t out of date or inaccurate. Data is compared against the information held on file by Mobile Network Operators (MNOs). Whether processing a single record or sanitising thousands of records in batch, you’ll quickly identify bad data.

Benefits

The case for maintaining up-to-date records goes way beyond good practice for compliance and regulatory reasons. It’s critical to ensuring customers are contactable. Furthermore, it reduces security threats by ensuring communications aren’t sent to the incorrect individuals.

Made for

 LENDERS   FINTECH  KYC 

Get started via

 WEB INTERFACE   API 

Pricing

 PAY PER RECORD CHECK 

Request a demo

SIM Swap Detection

SIM Swap Detection is a critical step in stopping account takeover. Why? Because account takeover attacks commonly exploit the ease of which a phone number can be stolen by simply assigning it to a new SIM. This allows bad actors to intercept communications, such as SMS one-time-passwords (OTP), which are used by 93% of enterprises worldwide to verify customers.

Benefits

SIM Swap Detection instantly and silently checks the history of a SIM card to see when it was last swapped. Recent swaps indicate high risk of fraud, allowing you to take appropriate action, such as failing verification or requesting additional security procedures are followed.

Made for

 FRAUD PREVENTION

Get started via

 WEB INTERFACE   API 

Pricing

 PAY PER SIM SWAP CHECK 

Request a demo

Social Trace

Social Trace significantly reduces the risk of losing contact with your customers by diversifying communication channels. Simply drop the Social Trace widget into your onboarding workflow and allow customers to connect one or more social channels with just a click.

Benefits

Lenders who capture social channels are significantly less likely to lose contact with their customers. Why? Because different demographics prefer to engage over different channels. This is particularly important when it comes to collections. Initiating contact over different channels increases your chances of getting a response, which in turn increases the likelihood of resolving late or non payment. 

Made for

 LENDERS   ONBOARDING   COLLECTIONS

Get started via

 EMBEDDABLE WIDGET 

Pricing

 MONTHLY FEE 

Request a demo

Mobile Fraud Check

Mobile Fraud Check allow you detect fraud indicators using data provided by Mobile Network Operators (MNOs). Key checks include device overseas, call forwarding, SIM swap, a high risk number database lookup and much more.

Furthermore, Mobile Fraud KYC allows you to verify a person’s firstname, lastname, date of birth and postcode against the data held on file by MNOs. Since MNOs conduct their own KYC checks on new customers, it gives you the ability to match personal information you collect against a trusted and verified source.

Benefits

Mobile Fraud Checks happen instantly and with zero customer friction. The data held by MNOs is often more recent and reliable than other data sources and a level of granularity is provided,  allowing you to see how many and which KYC fields matched.

Made for

 LENDERS   ONBOARDING   FINTECH  RISK ANALYSIS

Get started via

 WEB INTERFACE   API 

Pricing

 PAY PER LOOKUP 

Request a demo

Mobile Data for Credit Risk

Mobile Data for Credit Risk delivers the data required to predict credit risk based on a persons mobile phone information. Key data attributes include the network provider, line type, and KYC match information. Working in partnership with lenders we’ve been able to clearly identify correlations between this data and the likelihood of a loan going into arrears.

Benefits

Open Banking Vs Mobile Data. Which is the most effective in predicting bad borrowers? A recent project with a UK lender compared a risk model built with Open Banking against a model built with Honey Badger’s Mobile Data. The results showed that both models outputted almost identical risk scores. The difference? Mobile Data could be deployed immediately with no customer friction required to calculate a risk score.

Made for

 LENDERS   ONBOARDING  RISK

Get started via

 EMBEDDABLE WIDGET   WEB INTERFACE   API 

Pricing

 PAY PER LOOKUP 

Request a demo

Geo Authentication

Geo Authentication™ provides frictionless identity verification that reduces abandonment rates. Users simply select images that they recognise from nearby to their address. In built anti-fraud controls ensure that valid users can complete the challenge whilst bad actors are blocked.

Benefits

Leading lenders such as Amplifi Capital use Geo Authentication during applications as an alternative to more intrusive identity verification checks, such as document uploads, that cause high friction and lead to increased dropouts. Completion rates with Geo Authentication are 28% higher and have subsequently helped drive an increase in revenue for the business.

Made for

 LENDERS   ONBOARDING   ACCOUNT RECOVERY 

Get started via

 EMBEDDABLE WIDGET   WEB INTERFACE   API 

Pricing

 PAY PER AUTHENTICATION CHECK 

Request a demo